Commercial Insurance Connections, LLC.
Limousine, Bus, Taxi, Waste Hauling, Construction, Trucker's, & more!
"A Different Kind of Broker"!
About Us
a full-service provider of insurance products
I would like to thank you for giving me the opportunity to introduce you to Commercial Insurance Connections (C.I.C ), your source for Commercial Insurance needs. I am confident you will find the following materials show a clear picture of an agency poised for tremendous growth. True advisors to professionals in the transportation industry. Proudly serving clients in NJ, PA, NY, DE, DC, FL, TX, MD, TN, SC, OH, IN, WI, IL, AZ, CO, and NV, we also have the Connections to assist in all states!
We combine 50 years of insurance experience with the resources of a ground transportation industry expert. It’s the solution that vehicle owners of all types have been waiting for.
When we say, “The needs of every one of our clients will always be met courteously and professionally,” it’s not just a promise - it’s our Total Commitment to customer satisfaction.
That means the personal touch of a live voice answering the phone, assistance from a trained customer service representative, and the fastest possible response time to every request.
Thank you again for your time and consideration in this matter. Please do not hesitate to contact me directly if you require any further information.
Sincerely,
Steve Mullary
President of Commercial Insurance Connections.
FLEETS? YES – WE COVER THEM
No fleet solution is ever complete without a carefully crafted fleet insurance package. And with a combined 50 years of experience in commercial insurance, we’re among the most capable in the industry in determining your unique risks, understanding your needs, and helping you choose the coverage for your fleet. We offer fleet insurance packages that are among the most highly rated and competitive in the industry.
C.I.C is an industry leader in providing commercial fleet insurance coverage. We take a personal approach, discussing your specific fleet insurance needs and risk tolerance. We carefully review loss history, driver experience, motor vehicle records and company safety policies, and ensure that you’ll never pay more than you should.
We offer attractive coverage for physical damage, liability, or both, with flexible deductibles. Protect your people and your operation with the best commercial insurance programs available! Although it may seem like a better idea to buy a cheaper commercial policy, you could end up paying more in the long run if it doesn’t offer adequate coverage in an accident. One of the most common mistakes that business owners make is neglecting to take out enough commercial insurance. If you or your workers drive for business purposes regularly or on occasion, commercial insurance is a must to protect you on the road. If you are relying on a personal policy to protect you on-the-job, you could be left high and dry in an unexpected accident, no matter how minor. C.I.C provides coverage to meet all your company's insurance needs, whether you operate one, two or manage a fleet of any size. If it has wheels, we want to insure it!
WE INSURE ALL VEHICLES!
We tailor your insurance coverage to the specific needs of your business. Ask us about coverage for these and other types of commercial vehicles: Limousine and Livery, Trolley, Semi-Trucks and Trailers, Box Trucks, Vans, Dump Trucks, Waste Hauling, Tanker Trucks, Auto-Haulers, Flatbeds, Charter Bus, School Bus, Non-Emergency Ambulatory and Paratransit, Fire and Safety, Landscaping, Concrete, Taxi, Uber, Lyft. If it has wheels, we want to insure it!
No one can predict the future. But we can protect it.
COMMERCIAL PROPERTY INSURANCE
Most businesses need at least commercial insurance, general liability and business income coverage to help protect their company’s property, income and financial assets. For small businesses, a business owner's policy can provide all three coverages in a single policy.
- Commercial Property Insurance– Most businesses own a substantial amount of physical property. This property may include one or multiple locations as well as tools, computers, inventory and even accounts receivable. Commercial property insurance can help cover the loss of these assets if they are damaged or destroyed by a covered event.
- General Liability Insurance– No matter how cautious business owners are, accidents happen. For example, a customer may accidentally get hurt in a company’s store, or employees may accidentally damage customer property while working on-site. Liability insurance can help protect businesses from the risk of liability claims such as bodily injury, property damage or even advertising mistakes.
- Business Income Insurance – Businesses rely on many types of property to function and generate income. If a business owner must suspend operations due to a covered loss like a fire or theft, business income insurance can help replace income lost as a result. This can help them continue to meet obligations like payroll and rent. Depending on your industry and the nature of your operation, we can customize coverage to help address unique risks by choosing from a broad variety of additional commercial coverages. Beyond the standard coverages, C.I.C offers many other types of insurance for businesses, each designed to help protect businesses against a specific exposure they face.
Other Services
WATERCRAFT & YACHT INSURANCE
We offer a wide range of coverage, from the most basic boat insurance policy to the broadest. C.I.C will work with you to determine the best and most affordable coverage for you, your yacht, and your lifestyle.
Workers' compensation
- Avoid high out-of-pocket business expenses. Workers’ comp insurance puts limits on what employers are expected to pay.
- Protection from lawsuits. Before Workers’ comp insurance, employees could sue their employers for personal injuries on the job, often leading to high (and often bankrupting) expenses.
- Compliance with state laws. Workers’ comp insurance helps companies avoid fines and penalties levied by the state for not having proper insurance.
If you or an employee gets hurt on the job, workers’ comp can help. Workers’ compensation is a type of insurance employers need to carry in order to help injured employees pay for medical costs and lost wages due to job-related illness and injuries.
It also protects employers from being sued by employees for workplace conditions that might have caused the illness or injury through the employer’s liability coverage. Think of getting workers’ comp as a way to protect your employees, your business, and yourself. Worker's comp will cover the following (and more).
- Strains, Sprains and Breaks
- Trips and falls
- Unsafe working conditions
- Accidental Death and More!
Personal Auto and Homeowners available now!
C.I.C has the best rates for auto, home, RV!
C.I.C has access to markets other guys are jealous of! We are your NJ & PA "PROGRESSIVE" agent! We also have access to Travelers, Nationwide, Encompass, National General and many more! All of our carriers are rated A.M. Best “A-” or better. Personal, Commercial, Fleets, Limousine, Trucker's, Watercraft, Yacht, Worker's Comp and more!
Real People. Real Coverage.
Our Team
PRESIDENT
Steve Mullary began his career specializing in automotive service, fleet management and customer service excellence. Teaming up with the great teams at our top-flight carriers has created an exciting new agency with a common goal: to be the best independent agency in the insurance industry.
Steve Mullary III
Our Area Vice President is a graduate of Cabrini University. His unwavering commitment to honesty, integrity and ethics anchor the core of our values system. This will continue to serve as our business philosophy forever. Upon this foundation of trust, Steve's building an excellent reputation in our community and we are grateful for the clients we are privileged to serve.